Wealth Management Services for Individuals and Families
Great Point Wealth Advisors, LLC is an Investment Adviser registered with the United States Securities & Exchange Commission. We provide fee-only wealth management for individuals and families through coordinated financial planning, investment management, and tax and estate planning. The emphasis can shift as your goals and circumstances change, while the work stays connected around your financial life.
We are fiduciaries. We accept no commissions, no referral fees, and no revenue-sharing from fund companies or custodians. Our only compensation comes from our clients, and our advice is required to be in your best interest at all times. See our disclosures for important information.
Who We Serve
Our clients are individuals and families whose financial decisions are becoming too interconnected to manage in isolation. A coordinated fiduciary relationship may be a fit if you are:
Building wealth: a high-earning professional coordinating cash flow, taxes, insurance, and investment decisions.
Planning for financial independence: approaching or living in retirement and needing an income, distribution, and investment plan.
Coordinating family wealth: aligning tax, estate, charitable, and multigenerational decisions.
We coordinate with your CPA and attorney when appropriate so the strategy can be implemented across your financial life. We do not prepare tax returns or draft legal documents.
If you are considering whether a coordinated fiduciary relationship fits your needs, schedule a conversation.
Retirement and Financial Planning
Every engagement begins here. We build a written, living plan around the CFP Board's Seven Steps of Financial Planning — understanding your circumstances, defining your goals, analyzing your current course, developing recommendations, presenting them, implementing them, and monitoring progress over time. The plan covers retirement income, savings strategy, executive compensation, insurance, education funding, and business succession, and it is updated whenever your life or the tax code changes.
Cash & Investment Management
Portfolios exist to fund the plan. We build broadly diversified, low-cost, tax-efficient portfolios using predominantly institutional ETFs across U.S., international, and emerging equity markets and a high-quality fixed income sleeve calibrated to your income and stability needs. Accounts are held in your name at Fidelity, Charles Schwab, TIAA-CREF, or other third-party custodians. Asset location, tax-loss harvesting, gain-budget rebalancing, and coordinated cash management run continuously in the background.
Tax and Estate Planning
We design the strategies that protect what the plan produces and transfer it efficiently to the next generation — multi-year tax projections, Roth conversions, annual and lifetime gifting, GRATs, SLATs, IDGTs, ILITs, and charitable structures — and we quantify the savings in dollars. We do not prepare returns or draft legal documents. We work alongside your CPA and attorney, or introduce you to trusted professionals in our network, so the strategy actually gets implemented.
How the pieces fit together
The plan is the reference point. The portfolio funds it. Tax and estate strategy preserves it. Our role is to hold the whole picture at once so nothing falls between the specialists — and so you never have to be the project manager on your own financial life.